Products

Products

Pinnacle provides unparalleled expertise and exceptional service in each of the market segments we serve. We offer a wide range of property and casualty insurance products to corporations, professional firms and individuals.

The deep industry knowledge and vast experience of our talented team of professionals enables us to offer creative, highly personalized service tailored to meet our clients’ exact needs.

Products by Category

Standard Contract Surety

Casualty

Commercial Auto

Inland & Ocean Programs

Standard Contract Surety

Standard Contract Surety

Pinnacle Surety has been in the marketplace since 2007, collaborating with a select group of professional Surety agents in various territories nationwide to write Standard Contract Surety bonds.

We offer creative, highly personalized service, tailored to meet our clients’ exact needs.

Surety Product Highlights

  • Target Business Classes

  • General Building, Specialty & Trade, Civil, Utility, Street & Road

  • Public works and private projects

  • Transactional business

    • Skilled Nursing Facilities

    • Assisted Living Facilities

    • Rehabilitation Centers

    • Various Healthcare Facilities

    • Contractors

    • Property Management

    • Habitational

    • Considered on a case-by-case basis

    • Large Individual Accounts

    • Groups and Organizations

    • Other products and niche markets will be considered on a case-by-case basis

Product Highlights

  • Bid, Performance & Payment Bonds

  • Maintenance/Warranty Bonds

  • Subdivision Bonds

  • Miscellaneous Bonds

The Pinnacle Surety Difference

  • Experience – We employ experienced underwriters, most with over 20 years in the industry. You can trust a knowledgeable and dedicated decision-maker is working for you.

  • Flexibility – Pinnacle Surety understands that no two accounts are alike and consistently look for a responsible way to say “Yes.”

  • Customer Service – We understand that you are busy and need an answer as soon as possible. We do our utmost to respond in a timely manner, whether good news or not.

Casualty

Casualty

Pinnacle Casualty products offer protection against a wide range of liability risks. Our solutions are designed to help businesses operate confidently while managing exposures effectively.

  • General Liability coverage

  • Excess and Umbrella solutions

  • Industry-specific programs

  • Risk management support

  • Claims handling expertise

Middle Market

Overview & Benefits

Pinnacle Middle Market product provides insurance protection for a broad range of classes within the Construction, Products/Manufacturing, Real Estate and Service/Hospitality business sectors. Middle Market is offered exclusively to our valued wholesale brokers for low to moderate hazard General Liability accounts.

Casualty Programs

Overview & Benefits

Pinnacle Insurance Group is a leading specialty insurance program carrier with a focus on building long-term relationships with Program Administrators and MGA partners.

Pinnacle collaborates with program partners that serve specialized market niches by developing customized insurance solution backed by extensive expertise within many unique business classes across multiple lines of insurance.

Commercial Auto

Commercial Auto

Overview & Benefits

Pinnacle is licensed to write all aspects of commercial automobile insurance. We are a leading underwriter for fleet trucking, independent contractor coverage and specialty auto risks. We also insure commercial automobile program specialty niche and regional classes of business.

Pinnacle offers comprehensive protection for automobile liability, physical damage, cargo, general liability, unladen liability, bobtail liability, non-trucking liability, occupational/accident and contingent liability.

Pinnacle Directly Underwritten Commercial Auto Products include:

  • Fleet Trucking

  • Independent Contractors

  • Specialty Auto

Commercial Auto Delegated Underwriting Authority Programs Include

  • Local and Intermediate Transportation – AK, AR, AZ, CA, CO, ID, IL, IN, IA, KS, MO, MT, NE, ND, NM, OK, OR, SD, UT, WA, WI and WY

  • Oil & Gas

  • Mexican Border/Transfer Trucking and Associated Long-Haul Trucking

  • Commercial Auto Logistics

  • Hired and Non-Owned Auto for Food Delivery Operations

  • Daily Auto Rental

Inland & Ocean Programs

Inland & Ocean Programs

Overview & Benefits

Pinnacle has a history of program success: over 140 programs over the last 30 years. Pinnacle Inland/Ocean programs brings over 25 years of underwriting experience, strong inland/ocean claims handlers (or a TPA can be used),

competitive commissions and various product options on an admitted and non-admitted basis.

Product Highlights

  • Team of responsive, experienced underwriters with an average of 25 years of experience

  • Approximately $35M in program business

  • Strong claims handlers (Claims handling is not required by Pinnacle)

  • Competitive commission and profit sharing

Product Offerings

  • Admitted: MTC LLC ability to add: APD, WH LL and Transporting/Ancillary equipment

  • Non-Admitted: Personal Property/Equipment form with industry specific coverage options for:

    • Health, Medical, Dental

    • Construction, Trade & Scientific

    • Communication

    • Collectibles & Art

    • Renewables & Power

    • All other (Equipment & Personal Property)

  • Access to AAIS product offering (non-proprietary)